Tax Efficient Retirement Planning
Everyone plans to retire at some point, but every individual’s retirement looks very different. Some want to retire early and travel the world. Others look forward to quality downtime and more experiences with family. You may want to continue to work part-time or become a snow bird.
Whatever your preference may be, our customized retirement plans provide detailed income and expense reports to help you achieve your goals . In addition to regular living expenses, it’s critical to account for the two largest and often overlooked expenses: Taxes and Healthcare.
With healthcare expenses on the rise, we have dedicated resources to help you understand, evaluate, and apply for individual health insurance, a Medicare supplement, or a Medicare advantage plan.
As taxes continue to rise, we’ve often found that the adage of dropping into a lower tax bracket once you retire is oftentimes false. Luckily for retirees, taxes in retirement can be controlled through careful planning. We specialize in evaluating your current and future tax liabilities. Then, we customize a savings and investment plan to minimize your total tax exposure before, during, and after retirement.
Additionally, we’ll help you navigate and optimize some of your most critical decisions so that you have an easier retirement. We will help you with the following key components:
Starting Your Pension - We will help you come up with the most optimal time to start your pension
Social Security Filing - Let us help you evaluate the best filing strategy for social security.
Current Rate of Return & Contribution Setup - Let's figure out what rate of return and contributions will you need to make to achieve your success.
Once the plan is finalized, we’ll meet on a regular basis to ensure you’re on track with your targeted goals. Variables are factored in so that you can have peace of mind knowing that you are securely on track for the retirement you desire.